Dresden · Girokonto
Open a bank account in Dresden
A German current account (Girokonto) is what you'll use to receive your salary, pay rent and set up direct debits in Dresden. Most banks now open accounts fully online with video identification, so you rarely need to visit a branch — though a few traditional banks still ask for your registration certificate.
Free to ~€10/month depending on the bank. Online sign-up takes 15–30 minutes.
What you need to bring
- Passport or IDRequired
📋 Bring the original, not a copy
How to get it: Issued by your home country. Renew at your country's embassy or consulate in Germany — appointments can take weeks, so check the expiry early.
- MeldebescheinigungRequired
📋 Bring the original, not a copy
How to get it: You receive it at your Anmeldung appointment at the Bürgeramt. Lost it? Request a new copy at the Bürgeramt (small fee, often bookable online).
- Proof of income (sometimes)If applicable
How to get it: Usually recent payslips, your employment contract, or a tax assessment. Self-employed: a profit statement (BWA) or your Steuerbescheid.
- Tax ID / Steuer-ID (sometimes)If applicable
How to get it: Mailed automatically ~2–3 weeks after your first Anmeldung. Lost it? Find it on a payslip or tax assessment, or request it again from the BZSt online.
Can you do it online?
Most banks open accounts fully online with video identification — no branch visit needed. Popular English-friendly options below.
Good to know
- App-based banks (N26, Trade Republic, Revolut and similar) open an account in minutes with just your passport and a video call — handy before your Anmeldung is done.
- A full IBAN can take a few days to issue; don't promise it to a landlord or employer the same day.
- If you want a card that's accepted everywhere (including Girocard/EC for smaller German shops), check that before you pick a bank — some app banks only issue Mastercard/Visa.
- Watch for a SCHUFA check on traditional accounts; app banks usually still let you open one even with a thin German credit history.
Frequently asked questions
What do I need for Girokonto in Dresden?
You'll need 2 key documents: Passport or ID, Meldebescheinigung. Dresden, like the rest of Saxony, is affordable and appointments are generally easier to get than in the largest western cities.
Can I do Girokonto online in Dresden?
Most banks open accounts fully online with video identification — no branch visit needed. Popular English-friendly options below.
Which office handles Girokonto in Dresden?
Open a bank account in Dresden is handled at the local level in Saxony. The exact office and any forms are linked from the official source on this page, and the Amtly app opens the right Dresden / Saxony portal for you.
Checklist last verified 2026-06-11. Rules vary by office and change over time — always confirm with the official source linked above.